CITIZENS STATE BANK - Routing Numbers
What is a routing number?
Your bank routing number is a 9-digit code used to identify a financial institution in a transaction. It's based on the location of the bank where your account was opened. It is also referred to as an RTN, a routing transit number or an ABA routing number and can be easily be found printed on the bottom left side of your check. You can also find your routing number in your online banking portal.
The most common types of encountered transactions are ACH and wire transfers. Some banks and financial institutions usually have multiple routing numbers serving different purposes, geographical regions, and branches. The Federal Reserve Banks require routing numbers to process Fedwire funds transfers and the ACH network requires them to process electronic funds transfers (for example direct deposits and bill payments).
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When you'll need a CITIZENS STATE BANK routing number?
A routing number is required in a variety of situations, including setting up direct deposit, automatic loan payments or recurring transfers like bill payments.
You’ll also need it when you file taxes to receive your tax refund or debit a tax payment, or when you conduct Automated Clearing House (ACH), transfers between different bank accounts.
Generally, you'll only need your routing number when funds are being directly transferred to or from your bank account — never for debit card or credit card purchases.
Where to find the CITIZENS STATE BANK routing number on a paper check?
The ABA Check Routing Number is on the bottom left hand side of any check issued by CITIZENS STATE BANK.
In some cases, the order of the checking account number and check serial number is reversed.
CITIZENS STATE BANK routing numbers
Use the "Search" box to filter by city, state, address, routing number. Click on the routing number link in the table below to navigate to it and see all the information about it (address, telephone number, zip code, etc.).
Ways to find your CITIZENS STATE BANK routing number online
Here are several ways available to you to find your ABA routing number:
- On this page We've listed above the details for ABA routing number CITIZENS STATE BANK used to facilitate ACH funds transfers and Fedwire funds transfers.
- Online banking portal: You'll be able to get your bank's routing number by logging into online banking.
- Paper check or bank statement: Bank-issued checks or bank statements. See the bottom left side of your check.
- Bank customer service: You'll be able to get your routing number by contacting your bank's customer service staff
- Fedwire / American Banking Association: You can look up your routing number on the official website of the Federal Reserve or the American Banking Association.
For your bank to process the payment quickly and securely, you should always check routing numbers with your bank or your recipient.
How are SWIFT / BIC codes, IBANs, sort codes, and routing numbers different?
If you're planning to send or receive money through your bank, you will likely come across unfamiliar terms such as routing number (ABA), SWIFT / BIC code, IBAN, and sort code. What exactly are these acronyms, and what are they used for? Well, all of them seemingly do much of the same thing which is to help banks identify where your money needs to go when being transferred, but each is required in specific situations because different countries and banks have different processes and requirements.
SWIFT / BIC codes are 8 or 11-digit codes that uniquely identify banks and financial institutions worldwide. Unlike routing numbers, these codes are used for international payments.
IBANs are international bank account numbers that identify the country, financial institution, and individual bank accounts. They're mainly issued by banks in the Eurozone, but other countries are starting to adopt them as well.
Sort Codes are 6-digit numbers used for domestic transfers in the United Kingdom which identify the bank and the branch where a bank account is held.
Routing numbers are 9-digit codes used in the US to identify banks when processing domestic ACH payments or wire transfers. These are not required when making payments outside the United States.
Transit numbers are 9-digit codes used in Canada for electronic funds transfers. They identify a specific Canadian bank and branch where a payment will be sent.
Note: This website provides a quick and easy way to search & find routing numbers for banks and other financial institutions in the United States. If you're not sure which routing number to use contact your bank directly. You can call your bank using the phone number listed on your debit/credit card or send a message through your online banking system. Using the wrong routing number can lead to delays in processing the transfer.
