Spanish IBAN Format & IBAN Structure Example

IBAN Checker | IBAN Calculator | IBAN Country List | IBAN FAQ

The Spain IBAN format consists of a two-letter country code, two check digits and a Basic Bank Account Number (BBAN). The BBAN includes information about the domestic bank and account number. Below you'll find examples for Spanish IBAN numbers, format, structure, bank account breakdown, and the Spain IBAN technical specification.

IBAN example in Spain

Standard IBANES9121000418450200051332
IBAN print formatES91 2100 0418 4502 0005 1332
Country codeES
Checksum digits91
Bank code2100
Branch code0418
National check digit45
Account number0200051332
Already have an IBAN code?Check IBAN

IBAN structure in Spain

A Spanish IBAN consists of 24 alpha-numeric characters:

  • 2 letter country code
  • 2 digit checksum number
  • 4 characters from the bank's SWIFT / BIC or bank identification number
  • 4 digit code for the bank branch
  • 2 digit code for national code
  • 10 digit code for the bank account number

Spanish IBAN codes contain all the country, bank, and account details required to send or receive money internationally.

Spanish banks assign IBAN codes to each individual account to make sure that international transfers are processed correctly.

IBAN codes are used throughout Europe, and also accepted in some areas of the Middle East, North Africa and the Caribbean.

Cheaper and faster IBAN payments with Wise

When you send or receive an international wire with your bank, you might lose money on a bad exchange rate, which is like a hidden fee. That’s because the banks still use an old system to exchange money. We recommend you use Wise, which is usually much cheaper. Wise’s smart technology:

  • Gives you a great exchange rate and a low, upfront fee every time.
  • Moves your money as fast as the banks, and often faster – some currencies go through in minutes.
  • Protects and safeguards your money with advanced security measures & 24/7 available support.
  • Hold and send to 40+ currencies, spend in 150+ countries.
  • Whether you're getting paid by businesses or clients abroad, or simply receiving money from friends or family, with the Wise Multi-currency Account you can get instant international bank details to receive money in 8+ currencies with local account details.
  • Excellent star rating with more than 250,000 reviews on TrustPilot.
Receive Money
Send Money

Spanish IBAN Technical Specification

Data ElementDescription - Pattern - Example
Name of countrySpain
IBAN prefix country code (ISO 3166)ES
Country code includes other countries/territoriesN/A
SEPA countryYes
SEPA country also includesN/A
Domestic account number example2100 0418 45 0200051332
BBAN
BBAN structure4!n4!n1!n1!n10!n
BBAN length20
Bank identifier position within the BBAN1-4
Bank identifier length4!n
Branch identifier position within the BBAN5-8
Branch identifier length4!n
Bank identifier example0418
BBAN example21000418450200051332
IBAN
IBAN structureES2!n4!n4!n1!n1!n10!n
IBAN length24
Effective dateApr-07
IBAN electronic format exampleES9121000418450200051332
IBAN print format exampleES91 2100 0418 4502 0005 1332
Contact Details
OrganisationAsociacion Espanola de Banca Privada (AEB)
Street AddressC/ Velazquez, 64 – 66
City / Postcode28001 Madrid
Department (generic) Emailasesoria.pagos@aebanca.es
Department Tel+ 34 917891311
Central Bank Websitehttps://www.bde.es/
Updates
Last update dateSep-16

IBAN specification conventions

Character representations:
  • n - Digits (numeric characters 0 to 9 only)
  • a - Upper case letters (alphabetic characters A-Z only)
  • c - Upper and lower case alphanumeric characters (A-Z, a-z and 0-9)
  • e - Blank space
Length indications:
  • nn! - Fixed length
  • nn - Maximum length
Wise Send Money

Send money abroad with no hidden fees

Wise is the cheaper, faster and easier way to get the best possible exchange rate. Join over 16 million people who save when they send money with Wise.

Start saving with Wise

ISO 13616-compliant national Spanish IBAN breakdown

IBAN (print format)ES91 2100 0418 4502 0005 1332
IBAN (electronic format)ES9121000418450200051332
ISO Country CodeES (Spain)
IBAN CheckSum Digits91
IBAN Length24
BBAN21000418450200051332
BBAN Length20
Bank Identifier2100
Branch Identifier0418
Account Number450200051332
SEPA MemberYes
CurrencyEUR (Euro)
Organization NameAsociacion Espanola de Banca Privada (AEB)

Terms and definitions

IBAN: stands for International Bank Account Number: The expanded version of the basic bank account number (BBAN), intended for use internationally. The IBAN uniquely identifies an individual account, at a specific financial institution, in a particular country and generally has a lenght of up to 34 alphanumeric characters. It is the ISO 13616 international standard for numbering bank accounts.

IBAN Structure: The IBAN structure is defined in ISO 13616-1 and consists of a two-letter ISO 3166-1 country code, followed by two check digits and up to thirty alphanumeric characters for a BBAN (Basic Bank Account Number) which has a fixed length per country and, included within it, a bank identifier with a fixed position and a fixed length per country. The check digits are calculated based on the scheme defined in ISO/IEC 7064 (MOD97-10).

Bank identifier: The identifier that uniquely identifies the financial institution and, when appropriate, the branch of that financial institution servicing an account. The branch identifier format is shown specifically, where present.

BBAN: basic bank account number: The identifier that uniquely identifies an individual account, at a specific financial institution, in a particular country. The BBAN includes a bank identifier of the financial institution servicing that account.

Checksum: The check digits enable validation of the bank account number at source to confirm its integrity before submitting a transaction.

Print format: The IBAN print format adds one space after every four characters whereas the electronic format contains no spaces.