Saudi Arabian IBAN Format & IBAN Structure Example

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The Saudi Arabia IBAN format consists of a two-letter country code, two check digits and a Basic Bank Account Number (BBAN). The BBAN includes information about the domestic bank and account number. Below you'll find examples for Saudi Arabian IBAN numbers, format, structure, bank account breakdown, and the Saudi Arabia IBAN technical specification.

IBAN example in Saudi Arabia

Standard IBANSA0380000000608010167519
IBAN print formatSA03 8000 0000 6080 1016 7519
Country codeSA
Checksum digits03
Bank code80
Account number000000608010167519
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IBAN structure in Saudi Arabia

A Saudi Arabian IBAN consists of 24 alpha-numeric characters:

  • 2 letter country code
  • 2 digit checksum number
  • 2 characters from the bank's SWIFT / BIC or bank identification number
  • 18 digit code for the bank account number

Saudi Arabian IBAN codes contain all the country, bank, and account details required to send or receive money internationally.

Saudi Arabian banks assign IBAN codes to each individual account to make sure that international transfers are processed correctly.

IBAN codes are used throughout Europe, and also accepted in some areas of the Middle East, North Africa and the Caribbean.

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Saudi Arabian IBAN Technical Specification

Data ElementDescription - Pattern - Example
Name of countrySaudi Arabia
IBAN prefix country code (ISO 3166)SA
Country code includes other countries/territoriesN/A
SEPA countryNo
SEPA country also includesN/A
Domestic account number example608010167519
BBAN
BBAN structure2!n18!c
BBAN length20
Bank identifier position within the BBAN1-2
BBAN example80000000608010167519
IBAN
IBAN structureSA2!n2!n18!c
IBAN length24
Effective dateJul-16
IBAN electronic format exampleSA0380000000608010167519
IBAN print format exampleSA03 8000 0000 6080 1016 7519
Contact Details
OrganisationSAMA, Head Office
DepartmentGeneral Department of Payment Systems
Street AddressP.O. BOX 2992
City / PostcodeRiyadh 11169
Department (generic) Emailgdps@sama.gov.sa
Department Tel+ 966 114662015
Central Bank Websitehttps://www.sama.gov.sa/
Updates
Last update dateSep-16

IBAN specification conventions

Character representations:
  • n - Digits (numeric characters 0 to 9 only)
  • a - Upper case letters (alphabetic characters A-Z only)
  • c - Upper and lower case alphanumeric characters (A-Z, a-z and 0-9)
  • e - Blank space
Length indications:
  • nn! - Fixed length
  • nn - Maximum length
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ISO 13616-compliant national Saudi Arabian IBAN breakdown

IBAN (print format)SA03 8000 0000 6080 1016 7519
IBAN (electronic format)SA0380000000608010167519
ISO Country CodeSA (Saudi Arabia)
IBAN CheckSum Digits03
IBAN Length24
BBAN80000000608010167519
BBAN Length20
Bank Identifier80
Account Number000000608010167519
SEPA MemberNo
CurrencySAR (Saudi riyal)
Organization NameSAMA, Head Office

Terms and definitions

IBAN: stands for International Bank Account Number: The expanded version of the basic bank account number (BBAN), intended for use internationally. The IBAN uniquely identifies an individual account, at a specific financial institution, in a particular country and generally has a lenght of up to 34 alphanumeric characters. It is the ISO 13616 international standard for numbering bank accounts.

IBAN Structure: The IBAN structure is defined in ISO 13616-1 and consists of a two-letter ISO 3166-1 country code, followed by two check digits and up to thirty alphanumeric characters for a BBAN (Basic Bank Account Number) which has a fixed length per country and, included within it, a bank identifier with a fixed position and a fixed length per country. The check digits are calculated based on the scheme defined in ISO/IEC 7064 (MOD97-10).

Bank identifier: The identifier that uniquely identifies the financial institution and, when appropriate, the branch of that financial institution servicing an account. The branch identifier format is shown specifically, where present.

BBAN: basic bank account number: The identifier that uniquely identifies an individual account, at a specific financial institution, in a particular country. The BBAN includes a bank identifier of the financial institution servicing that account.

Checksum: The check digits enable validation of the bank account number at source to confirm its integrity before submitting a transaction.

Print format: The IBAN print format adds one space after every four characters whereas the electronic format contains no spaces.