Dutch IBAN Format & IBAN Structure Example

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The Netherlands IBAN format consists of a two-letter country code, two check digits and a Basic Bank Account Number (BBAN). The BBAN includes information about the domestic bank and account number. Below you'll find examples for Dutch IBAN numbers, format, structure, bank account breakdown, and the Netherlands IBAN technical specification.

IBAN example in Netherlands

Standard IBANNL91ABNA0417164300
IBAN print formatNL91 ABNA 0417 1643 00
Country codeNL
Checksum digits91
Bank codeABNA
Account number0417164300
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IBAN structure in Netherlands

A Dutch IBAN consists of 18 alpha-numeric characters:

  • 2 letter country code
  • 2 digit checksum number
  • 4 characters from the bank's SWIFT / BIC or bank identification number
  • 10 digit code for the bank account number

Dutch IBAN codes contain all the country, bank, and account details required to send or receive money internationally.

Dutch banks assign IBAN codes to each individual account to make sure that international transfers are processed correctly.

IBAN codes are used throughout Europe, and also accepted in some areas of the Middle East, North Africa and the Caribbean.

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Dutch IBAN Technical Specification

Data ElementDescription - Pattern - Example
Name of countryNetherlands
IBAN prefix country code (ISO 3166)NL
Country code includes other countries/territoriesN/A
SEPA countryYes
SEPA country also includesN/A
Domestic account number example041 71 64 300
BBAN
BBAN structure4!a10!n
BBAN length14
Bank identifier position within the BBAN1-4
BBAN exampleABNA0417164300
IBAN
IBAN structureNL2!n4!a10!n
IBAN length18
Effective dateApr-07
IBAN electronic format exampleNL91ABNA0417164300
IBAN print format exampleNL91 ABNA 0417 1643 00
Contact Details
OrganisationBetaalvereniging Nederland
Street AddressP.O Box 83073
City / Postcode1080 AB Amsterdam
Department (generic) Emailsepa@betaalvereniging.nl - info@betaalvereniging.nl
Department Tel+ 31 203051900
Central Bank Websitehttps://www.dnb.nl/
Updates
Last update dateSep-16

IBAN specification conventions

Character representations:
  • n - Digits (numeric characters 0 to 9 only)
  • a - Upper case letters (alphabetic characters A-Z only)
  • c - Upper and lower case alphanumeric characters (A-Z, a-z and 0-9)
  • e - Blank space
Length indications:
  • nn! - Fixed length
  • nn - Maximum length
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ISO 13616-compliant national Dutch IBAN breakdown

IBAN (print format)NL91 ABNA 0417 1643 00
IBAN (electronic format)NL91ABNA0417164300
ISO Country CodeNL (Netherlands)
IBAN CheckSum Digits91
IBAN Length18
BBANABNA0417164300
BBAN Length14
Bank IdentifierABNA
Account Number0417164300
SEPA MemberYes
CurrencyEUR (Euro)
Organization NameBetaalvereniging Nederland

Terms and definitions

IBAN: stands for International Bank Account Number: The expanded version of the basic bank account number (BBAN), intended for use internationally. The IBAN uniquely identifies an individual account, at a specific financial institution, in a particular country and generally has a lenght of up to 34 alphanumeric characters. It is the ISO 13616 international standard for numbering bank accounts.

IBAN Structure: The IBAN structure is defined in ISO 13616-1 and consists of a two-letter ISO 3166-1 country code, followed by two check digits and up to thirty alphanumeric characters for a BBAN (Basic Bank Account Number) which has a fixed length per country and, included within it, a bank identifier with a fixed position and a fixed length per country. The check digits are calculated based on the scheme defined in ISO/IEC 7064 (MOD97-10).

Bank identifier: The identifier that uniquely identifies the financial institution and, when appropriate, the branch of that financial institution servicing an account. The branch identifier format is shown specifically, where present.

BBAN: basic bank account number: The identifier that uniquely identifies an individual account, at a specific financial institution, in a particular country. The BBAN includes a bank identifier of the financial institution servicing that account.

Checksum: The check digits enable validation of the bank account number at source to confirm its integrity before submitting a transaction.

Print format: The IBAN print format adds one space after every four characters whereas the electronic format contains no spaces.