Maltese IBAN Format & IBAN Structure Example

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The Malta IBAN format consists of a two-letter country code, two check digits and a Basic Bank Account Number (BBAN). The BBAN includes information about the domestic bank and account number. Below you'll find examples for Maltese IBAN numbers, format, structure, bank account breakdown, and the Malta IBAN technical specification.

IBAN example in Malta

Standard IBANMT84MALT011000012345MTLCAST001S
IBAN print formatMT84 MALT 0110 0001 2345 MTLC AST0 01S
Country codeMT
Checksum digits84
Bank codeMALT
Branch code01100
Account number0012345MTLCAST001S
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IBAN structure in Malta

A Maltese IBAN consists of 31 alpha-numeric characters:

  • 2 letter country code
  • 2 digit checksum number
  • 4 characters from the bank's SWIFT / BIC or bank identification number
  • 5 digit code for the bank branch
  • 18 digit code for the bank account number

Maltese IBAN codes contain all the country, bank, and account details required to send or receive money internationally.

Maltese banks assign IBAN codes to each individual account to make sure that international transfers are processed correctly.

IBAN codes are used throughout Europe, and also accepted in some areas of the Middle East, North Africa and the Caribbean.

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Maltese IBAN Technical Specification

Data ElementDescription - Pattern - Example
Name of countryMalta
IBAN prefix country code (ISO 3166)MT
Country code includes other countries/territoriesN/A
SEPA countryYes
SEPA country also includesN/A
Domestic account number example12345MTLCAST001S
BBAN
BBAN structure4!a5!n18!c
BBAN length27
Bank identifier position within the BBAN1-4
Bank identifier length5!n
Branch identifier position within the BBAN5-9
Branch identifier length5!n
Bank identifier example01100
BBAN exampleMALT011000012345MTLCAST001S
IBAN
IBAN structureMT2!n4!a5!n18!c
IBAN length31
Effective dateApr-07
IBAN electronic format exampleMT84MALT011000012345MTLCAST001S
IBAN print format exampleMT84 MALT 0110 0001 2345 MTLC AST0 01S
Contact Details
OrganisationMalta Bankers’ Association
DepartmentThe Secretary General
Street Address48/2 Birkirkara Road
City / PostcodeAttard ATD1210
Department (generic) Emailinfo@maltabankers.org
Department Tel+ 356 21412210 / + 356 21410572
Central Bank Websitehttps://www.centralbankmalta.org/
Updates
Last update dateAug-16

IBAN specification conventions

Character representations:
  • n - Digits (numeric characters 0 to 9 only)
  • a - Upper case letters (alphabetic characters A-Z only)
  • c - Upper and lower case alphanumeric characters (A-Z, a-z and 0-9)
  • e - Blank space
Length indications:
  • nn! - Fixed length
  • nn - Maximum length
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ISO 13616-compliant national Maltese IBAN breakdown

IBAN (print format)MT84 MALT 0110 0001 2345 MTLC AST0 01S
IBAN (electronic format)MT84MALT011000012345MTLCAST001S
ISO Country CodeMT (Malta)
IBAN CheckSum Digits84
IBAN Length31
BBANMALT011000012345MTLCAST001S
BBAN Length27
Bank IdentifierMALT
Branch Identifier01100
Account Number0012345MTLCAST001S
SEPA MemberYes
CurrencyEUR (Euro)
Organization NameMalta Bankers’ Association

Terms and definitions

IBAN: stands for International Bank Account Number: The expanded version of the basic bank account number (BBAN), intended for use internationally. The IBAN uniquely identifies an individual account, at a specific financial institution, in a particular country and generally has a lenght of up to 34 alphanumeric characters. It is the ISO 13616 international standard for numbering bank accounts.

IBAN Structure: The IBAN structure is defined in ISO 13616-1 and consists of a two-letter ISO 3166-1 country code, followed by two check digits and up to thirty alphanumeric characters for a BBAN (Basic Bank Account Number) which has a fixed length per country and, included within it, a bank identifier with a fixed position and a fixed length per country. The check digits are calculated based on the scheme defined in ISO/IEC 7064 (MOD97-10).

Bank identifier: The identifier that uniquely identifies the financial institution and, when appropriate, the branch of that financial institution servicing an account. The branch identifier format is shown specifically, where present.

BBAN: basic bank account number: The identifier that uniquely identifies an individual account, at a specific financial institution, in a particular country. The BBAN includes a bank identifier of the financial institution servicing that account.

Checksum: The check digits enable validation of the bank account number at source to confirm its integrity before submitting a transaction.

Print format: The IBAN print format adds one space after every four characters whereas the electronic format contains no spaces.