German IBAN Format & IBAN Structure Example

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The Germany IBAN format consists of a two-letter country code, two check digits and a Basic Bank Account Number (BBAN). The BBAN includes information about the domestic bank and account number. Below you'll find examples for German IBAN numbers, format, structure, bank account breakdown, and the Germany IBAN technical specification.

IBAN example in Germany

Standard IBANDE89370400440532013000
IBAN print formatDE89 3704 0044 0532 0130 00
Country codeDE
Checksum digits89
Bank code37040044
Account number0532013000
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IBAN structure in Germany

A German IBAN consists of 22 alpha-numeric characters:

  • 2 letter country code
  • 2 digit checksum number
  • 8 characters from the bank's SWIFT / BIC or bank identification number
  • 10 digit code for the bank account number

German IBAN codes contain all the country, bank, and account details required to send or receive money internationally.

German banks assign IBAN codes to each individual account to make sure that international transfers are processed correctly.

IBAN codes are used throughout Europe, and also accepted in some areas of the Middle East, North Africa and the Caribbean.

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German IBAN Technical Specification

Data ElementDescription - Pattern - Example
Name of countryGermany
IBAN prefix country code (ISO 3166)DE
Country code includes other countries/territoriesN/A
SEPA countryYes
SEPA country also includesN/A
Domestic account number example532013000
BBAN
BBAN structure8!n10!n
BBAN length18
Bank identifier position within the BBAN1-8
BBAN example370400440532013000
IBAN
IBAN structureDE2!n8!n10!n
IBAN length22
Effective dateJul-07
IBAN electronic format exampleDE89370400440532013000
IBAN print format exampleDE89 3704 0044 0532 0130 00
Contact Details
OrganisationBundesverband deutscher Banken
Street AddressBurgstrasse 28
City / Postcode10178 BERLIN
Department (generic) Emailiban@bdb.de
Department Tel+ 49 3016632301
Central Bank Websitehttps://www.bundesbank.de/
Updates
Last update dateJan-11

IBAN specification conventions

Character representations:
  • n - Digits (numeric characters 0 to 9 only)
  • a - Upper case letters (alphabetic characters A-Z only)
  • c - Upper and lower case alphanumeric characters (A-Z, a-z and 0-9)
  • e - Blank space
Length indications:
  • nn! - Fixed length
  • nn - Maximum length
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ISO 13616-compliant national German IBAN breakdown

IBAN (print format)DE89 3704 0044 0532 0130 00
IBAN (electronic format)DE89370400440532013000
ISO Country CodeDE (Germany)
IBAN CheckSum Digits89
IBAN Length22
BBAN370400440532013000
BBAN Length18
Bank Identifier37040044
Account Number0532013000
SEPA MemberYes
CurrencyEUR (Euro)
Organization NameBundesverband deutscher Banken

Terms and definitions

IBAN: stands for International Bank Account Number: The expanded version of the basic bank account number (BBAN), intended for use internationally. The IBAN uniquely identifies an individual account, at a specific financial institution, in a particular country and generally has a lenght of up to 34 alphanumeric characters. It is the ISO 13616 international standard for numbering bank accounts.

IBAN Structure: The IBAN structure is defined in ISO 13616-1 and consists of a two-letter ISO 3166-1 country code, followed by two check digits and up to thirty alphanumeric characters for a BBAN (Basic Bank Account Number) which has a fixed length per country and, included within it, a bank identifier with a fixed position and a fixed length per country. The check digits are calculated based on the scheme defined in ISO/IEC 7064 (MOD97-10).

Bank identifier: The identifier that uniquely identifies the financial institution and, when appropriate, the branch of that financial institution servicing an account. The branch identifier format is shown specifically, where present.

BBAN: basic bank account number: The identifier that uniquely identifies an individual account, at a specific financial institution, in a particular country. The BBAN includes a bank identifier of the financial institution servicing that account.

Checksum: The check digits enable validation of the bank account number at source to confirm its integrity before submitting a transaction.

Print format: The IBAN print format adds one space after every four characters whereas the electronic format contains no spaces.