French IBAN Format & IBAN Structure Example

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The France IBAN format consists of a two-letter country code, two check digits and a Basic Bank Account Number (BBAN). The BBAN includes information about the domestic bank and account number. Below you'll find examples for French IBAN numbers, format, structure, bank account breakdown, and the France IBAN technical specification.

IBAN example in France

Standard IBANFR1420041010050500013M02606
IBAN print formatFR14 2004 1010 0505 0001 3M02 606
Country codeFR
Checksum digits14
Bank code20041
Branch code01005
Account number0500013M026
National check digit06
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IBAN structure in France

A French IBAN consists of 27 alpha-numeric characters:

  • 2 letter country code
  • 2 digit checksum number
  • 5 characters from the bank's SWIFT / BIC or bank identification number
  • 5 digit code for the bank branch
  • 11 digit code for the bank account number
  • 2 digit code for national code

French IBAN codes contain all the country, bank, and account details required to send or receive money internationally.

French banks assign IBAN codes to each individual account to make sure that international transfers are processed correctly.

IBAN codes are used throughout Europe, and also accepted in some areas of the Middle East, North Africa and the Caribbean.

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French IBAN Technical Specification

Data ElementDescription - Pattern - Example
Name of countryFrance
IBAN prefix country code (ISO 3166)FR
Country code includes other countries/territoriesGF, GP, MQ, RE, PF, TF, YT, NC, BL, MF(French part), PM, WF
SEPA countryYes
SEPA country also includesGF, GP, MQ, YT, RE, PM, BL, MF
Domestic account number example20041 01005 0500013M026 06
BBAN
BBAN structure5!n5!n11!c2!n
BBAN length23
Bank identifier position within the BBAN1-5
BBAN example20041010050500013M02606
IBAN
IBAN structureFR2!n5!n5!n11!c2!n
IBAN length27
Effective dateApr-07
IBAN electronic format exampleFR1420041010050500013M02606
IBAN print format exampleFR14 2004 1010 0505 0001 3M02 606
Contact Details
OrganisationCFONB
Street Address18 rue la Fayette
City / Postcode75009 Paris
Department (generic) Emailcfonb@cfonb.fr
Department Tel+ 33 148005042
Central Bank Websitehttps://www.banque-france.fr/
Updates
Last update dateSep-16

IBAN specification conventions

Character representations:
  • n - Digits (numeric characters 0 to 9 only)
  • a - Upper case letters (alphabetic characters A-Z only)
  • c - Upper and lower case alphanumeric characters (A-Z, a-z and 0-9)
  • e - Blank space
Length indications:
  • nn! - Fixed length
  • nn - Maximum length
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ISO 13616-compliant national French IBAN breakdown

IBAN (print format)FR14 2004 1010 0505 0001 3M02 606
IBAN (electronic format)FR1420041010050500013M02606
ISO Country CodeFR (France)
Country code includes other countries/territories: GF, GP, MQ, RE, PF, TF, YT, NC, BL, MF(French part), PM, WF
IBAN CheckSum Digits14
IBAN Length27
BBAN20041010050500013M02606
BBAN Length23
Bank Identifier20041
Account Number0500013M02606
SEPA MemberYes
SEPA country also includes: GF, GP, MQ, YT, RE, PM, BL, MF
CurrencyEUR (Euro)
Organization NameCFONB

Terms and definitions

IBAN: stands for International Bank Account Number: The expanded version of the basic bank account number (BBAN), intended for use internationally. The IBAN uniquely identifies an individual account, at a specific financial institution, in a particular country and generally has a lenght of up to 34 alphanumeric characters. It is the ISO 13616 international standard for numbering bank accounts.

IBAN Structure: The IBAN structure is defined in ISO 13616-1 and consists of a two-letter ISO 3166-1 country code, followed by two check digits and up to thirty alphanumeric characters for a BBAN (Basic Bank Account Number) which has a fixed length per country and, included within it, a bank identifier with a fixed position and a fixed length per country. The check digits are calculated based on the scheme defined in ISO/IEC 7064 (MOD97-10).

Bank identifier: The identifier that uniquely identifies the financial institution and, when appropriate, the branch of that financial institution servicing an account. The branch identifier format is shown specifically, where present.

BBAN: basic bank account number: The identifier that uniquely identifies an individual account, at a specific financial institution, in a particular country. The BBAN includes a bank identifier of the financial institution servicing that account.

Checksum: The check digits enable validation of the bank account number at source to confirm its integrity before submitting a transaction.

Print format: The IBAN print format adds one space after every four characters whereas the electronic format contains no spaces.