Croatian IBAN Format & IBAN Structure Example

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The Croatia IBAN format consists of a two-letter country code, two check digits and a Basic Bank Account Number (BBAN). The BBAN includes information about the domestic bank and account number. Below you'll find examples for Croatian IBAN numbers, format, structure, bank account breakdown, and the Croatia IBAN technical specification.

IBAN example in Croatia

Standard IBANHR1210010051863000160
IBAN print formatHR12 1001 0051 8630 0016 0
Country codeHR
Checksum digits12
Bank code1001005
Account number1863000160
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IBAN structure in Croatia

A Croatian IBAN consists of 21 alpha-numeric characters:

  • 2 letter country code
  • 2 digit checksum number
  • 7 characters from the bank's SWIFT / BIC or bank identification number
  • 10 digit code for the bank account number

Croatian IBAN codes contain all the country, bank, and account details required to send or receive money internationally.

Croatian banks assign IBAN codes to each individual account to make sure that international transfers are processed correctly.

IBAN codes are used throughout Europe, and also accepted in some areas of the Middle East, North Africa and the Caribbean.

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Croatian IBAN Technical Specification

Data ElementDescription - Pattern - Example
Name of countryCroatia
IBAN prefix country code (ISO 3166)HR
Country code includes other countries/territoriesN/A
SEPA countryYes
SEPA country also includesN/A
Domestic account number example1001005-1863000160
BBAN
BBAN structure7!n10!n
BBAN length17
Bank identifier position within the BBAN1-7
BBAN example10010051863000160
IBAN
IBAN structureHR2!n7!n10!n
IBAN length21
Effective dateApr-07
IBAN electronic format exampleHR1210010051863000160
IBAN print format exampleHR12 1001 0051 8630 0016 0
Contact Details
OrganisationCroatian National Bank
DepartmentPayment Operations Area
Street AddressTrg hrvatskih velikana 3
City / PostcodeZagreb / 10002
Department (generic) Emailzpp@hnb.hr
Department Tel+ 385 14564992
Central Bank Websitehttps://www.hnb.hr/
Updates
Last update dateAug-16

IBAN specification conventions

Character representations:
  • n - Digits (numeric characters 0 to 9 only)
  • a - Upper case letters (alphabetic characters A-Z only)
  • c - Upper and lower case alphanumeric characters (A-Z, a-z and 0-9)
  • e - Blank space
Length indications:
  • nn! - Fixed length
  • nn - Maximum length
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ISO 13616-compliant national Croatian IBAN breakdown

IBAN (print format)HR12 1001 0051 8630 0016 0
IBAN (electronic format)HR1210010051863000160
ISO Country CodeHR (Croatia)
IBAN CheckSum Digits12
IBAN Length21
BBAN10010051863000160
BBAN Length17
Bank Identifier1001005
Account Number1863000160
SEPA MemberYes
CurrencyHRK (Croatian kuna)
Organization NameCroatian National Bank

Terms and definitions

IBAN: stands for International Bank Account Number: The expanded version of the basic bank account number (BBAN), intended for use internationally. The IBAN uniquely identifies an individual account, at a specific financial institution, in a particular country and generally has a lenght of up to 34 alphanumeric characters. It is the ISO 13616 international standard for numbering bank accounts.

IBAN Structure: The IBAN structure is defined in ISO 13616-1 and consists of a two-letter ISO 3166-1 country code, followed by two check digits and up to thirty alphanumeric characters for a BBAN (Basic Bank Account Number) which has a fixed length per country and, included within it, a bank identifier with a fixed position and a fixed length per country. The check digits are calculated based on the scheme defined in ISO/IEC 7064 (MOD97-10).

Bank identifier: The identifier that uniquely identifies the financial institution and, when appropriate, the branch of that financial institution servicing an account. The branch identifier format is shown specifically, where present.

BBAN: basic bank account number: The identifier that uniquely identifies an individual account, at a specific financial institution, in a particular country. The BBAN includes a bank identifier of the financial institution servicing that account.

Checksum: The check digits enable validation of the bank account number at source to confirm its integrity before submitting a transaction.

Print format: The IBAN print format adds one space after every four characters whereas the electronic format contains no spaces.