Bulgarian IBAN Format & IBAN Structure Example

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The Bulgaria IBAN format consists of a two-letter country code, two check digits and a Basic Bank Account Number (BBAN). The BBAN includes information about the domestic bank and account number. Below you'll find examples for Bulgarian IBAN numbers, format, structure, bank account breakdown, and the Bulgaria IBAN technical specification.

IBAN example in Bulgaria

Standard IBANBG80BNBG96611020345678
IBAN print formatBG80 BNBG 9661 1020 3456 78
Country codeBG
Checksum digits80
Bank codeBNBG
Branch code9661
Account type10
Account number20345678
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IBAN structure in Bulgaria

A Bulgarian IBAN consists of 22 alpha-numeric characters:

  • 2 letter country code
  • 2 digit checksum number
  • 4 characters from the bank's SWIFT / BIC or bank identification number
  • 4 digit code for the bank branch
  • 2 digit code for account type
  • 8 digit code for the bank account number

Bulgarian IBAN codes contain all the country, bank, and account details required to send or receive money internationally.

Bulgarian banks assign IBAN codes to each individual account to make sure that international transfers are processed correctly.

IBAN codes are used throughout Europe, and also accepted in some areas of the Middle East, North Africa and the Caribbean.

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Bulgarian IBAN Technical Specification

Data ElementDescription - Pattern - Example
Name of countryBulgaria
IBAN prefix country code (ISO 3166)BG
Country code includes other countries/territoriesN/A
SEPA countryYes
SEPA country also includesN/A
Domestic account number exampleN/A
BBAN
BBAN structure4!a4!n2!n8!c
BBAN length18
Bank identifier position within the BBAN1-4
Bank identifier length4!n
Branch identifier position within the BBAN5-8
Branch identifier length4!n
Bank identifier example9661
BBAN exampleBNBG96611020345678
IBAN
IBAN structureBG2!n4!a4!n2!n8!c
IBAN length22
Effective dateApr-07
IBAN electronic format exampleBG80BNBG96611020345678
IBAN print format exampleBG80 BNBG 9661 1020 3456 78
Contact Details
OrganisationBulgarian National Bank
DepartmentPayment Systems and Minimum Reserves Directorate
Street Address1, Knyaz Alexander І Sq.
City / Postcode1000 Sofia, Bulgaria
Department (generic) Emailrtgs@bnbank.org
Department Tel+ 359 29145761
Central Bank Websitehttps://www.bnb.bg/
Updates
Last update dateAug-16

IBAN specification conventions

Character representations:
  • n - Digits (numeric characters 0 to 9 only)
  • a - Upper case letters (alphabetic characters A-Z only)
  • c - Upper and lower case alphanumeric characters (A-Z, a-z and 0-9)
  • e - Blank space
Length indications:
  • nn! - Fixed length
  • nn - Maximum length
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ISO 13616-compliant national Bulgarian IBAN breakdown

IBAN (print format)BG80 BNBG 9661 1020 3456 78
IBAN (electronic format)BG80BNBG96611020345678
ISO Country CodeBG (Bulgaria)
IBAN CheckSum Digits80
IBAN Length22
BBANBNBG96611020345678
BBAN Length18
Bank IdentifierBNBG
Branch Identifier9661
Account Number1020345678
SEPA MemberYes
CurrencyBGN (Bulgarian lev)
Organization NameBulgarian National Bank

Terms and definitions

IBAN: stands for International Bank Account Number: The expanded version of the basic bank account number (BBAN), intended for use internationally. The IBAN uniquely identifies an individual account, at a specific financial institution, in a particular country and generally has a lenght of up to 34 alphanumeric characters. It is the ISO 13616 international standard for numbering bank accounts.

IBAN Structure: The IBAN structure is defined in ISO 13616-1 and consists of a two-letter ISO 3166-1 country code, followed by two check digits and up to thirty alphanumeric characters for a BBAN (Basic Bank Account Number) which has a fixed length per country and, included within it, a bank identifier with a fixed position and a fixed length per country. The check digits are calculated based on the scheme defined in ISO/IEC 7064 (MOD97-10).

Bank identifier: The identifier that uniquely identifies the financial institution and, when appropriate, the branch of that financial institution servicing an account. The branch identifier format is shown specifically, where present.

BBAN: basic bank account number: The identifier that uniquely identifies an individual account, at a specific financial institution, in a particular country. The BBAN includes a bank identifier of the financial institution servicing that account.

Checksum: The check digits enable validation of the bank account number at source to confirm its integrity before submitting a transaction.

Print format: The IBAN print format adds one space after every four characters whereas the electronic format contains no spaces.