A Swift Code is the standard format for Business Identifier Codes (BIC) and it's a unique identificationcode for banks and financial institutions globally. These codes are used when transferring money between banks,in particular for international wire transfers or SEPA payments.

SWIFT code, BIC code, SWIFT ID or SWIFT - BIC (ISO 9362) is a standard format of Business Identifier Codes approved by the International Organization for Standardization (ISO). It is a unique identification code for both financial and non-financial institutions. The acronym SWIFT stands for the Society for Worldwide Interbank Financial Telecommunication. When assigned to a non-financial institution, the code may also be known as a Business Entity Identifier or BEI. These codes are used when transferring money between banks, particularly for international wire transfers, and also for the exchange of other messages between banks. The codes can sometimes be found on account statements.

The overlapping issue between ISO 9362 and ISO 13616 is discussed in the article International Bank Account Number (also called IBAN). The SWIFT network does not require a specific format for the transaction so the identification of accounts and transaction types is left to agreements of the transaction partners. In the process of the Single Euro Payments Area the European central banks have agreed on a common format based on IBAN and BIC including an XML-based transmission format for standardized transactions; the TARGET2 is a joint gross clearing system in the European Union that does not require the SWIFT network for transmission (see EBICS). The TARGET-directory lists all the BICs of the banks that are attached to the TARGET2-network being a subset of the SWIFT-directory of BICs.



Swift Code also known as BIC Code is a unique bank identifier used to verify financial transactions such as a Bank Wire Transfers.

The Bank Swift Code provides information about the bank and branch where the money should be transferred. Being able to check information about the Swift Code will provide you with the proper information necessary to make or receive payments. Some of the banks and their associated branches benefit from an address listing which provides you with the means to match swift codes with financial institution office address.

This unique swift code directory provides businesses and individuals with an easy way to avoid bank transfer and money transfer mistakes.

On this page you will find detailed information about the swift code "ESSEDE5F390" of "SEB AG". This swift code follows the same general structure as mentioned in the next section. For a detailed breakdown analysis of bic ESSEDE5F390 scroll towards the bottom of the page for specific details.

Swift Code General Structure

The SWIFT code (BIC code) consists of 8 or 11 characters. As an example let's take the following imaginary swift "AAAABBCCDDD". This can be broken down as follows:

Where an 8-digit code is given, it may be assumed that it refers to the primary office, however swift codes of primary office banking institutions can be used with or without the "XXX" branch code, depending on th requirement of the payment transfer you are working with.

SWIFT Standards, a division of The Society for Worldwide Interbank Financial Telecommunication (SWIFT), handles the registration of these codes. Because SWIFT originally introduced what was later standardized as Business Identifier Codes (BICs), they are still often called SWIFT addresses or codes.

SEB AG, AACHEN SWIFT Code Information - ESSEDE5F390

Swift Code ESSEDE5F390 Breakdown

No. meaningful digits:
11 - This swift code references a branch office of SEB AG
Institution/Bank Code:
ESSE - This is the bank code assigned to SEB AG.
Country Code:
DE - This is the 2-letter country code associated with GERMANY (DE).
Location Code:
5F - This represents the location code and the second digit/character has a value of "F". See general structure explanation above for details.
Branch Code:
390 - This code value means that this is not the primary office but rather a branch: - bank branch of SEB AG.


All the information published on this website is strictly for personal use only and should never be used without verification, on any type of transaction. For professional use, you have to subscribe to the SWIFT Online directories at the SWIFT website. bank-code.net shall not be held responsible or liable for any loss or damage suffered by you as a result of incorrect or incomplete information in this page.

If you’re not sure about any of the swift code details you’re using, get in touch with the bank or financial institution in question. They should be able to give you the right information.